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SBA 504 Loan 利率

接近利率

2024年5月

25-Year Fixed Rate Standard:
6.555%

25-Year Fixed Rate Refinance:
6.584%

20-Year Fixed Rate Standard:
6.656%

20-Year Fixed Rate Refinance:
6.748%

10-Year Fixed Rate Standard:
6.908%

10-Year Fixed Rate Refinance:
6.944%

Official monthly SBA 504 effective interest rate tables can be found at 鹰 合规管理有限责任公司. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

Servicing the States of Alabama, 佛罗里达, and Georgia.

sba504机械 & 设备十大正规赌平台平台

Whether You’re Purchasing New or Used Fixed Heavy Duty 机械 & 设备, We Can Help Your Small Business Grow.

Many small businesses and manufacturers don’t know this, but heavy duty fixed machinery and 设备 can be financed under the SBA 504十大正规赌平台平台计划 either as a stand alone project or as part of a real estate transaction. Other than justifying economic lifespan, a 504 machinery and 设备 loan is no different from any other 504 loan.

Benefits of a 504年机械 & 设备十大正规赌平台平台

  • Up to 90% financing at below-market, fixed interest rates – No future interest rate fluctuations.
  • Low down payment conserves valuable working capital.
  • 10-, 20- and 25-year amortization terms are available (based on useful life declaration from manufacturer or appraiser).
  • Associated fees and soft costs can be financed in the loan minimizing out-of-pocket costs.
  • Loan amounts: up to $5 million of aggregate SBA eligibility on standard and public policy 504 projects; up to $5.5 million per 504 project involving small manufacturers with no limit on the total SBA dollars available; and up to $5.5 million per 504 energy efficient green project not exceed $16.5 million in the aggregate. (注意: SBA loan amounts only; 有 没有限制 on overall project size.)
  • Total projects from $125,000 to $20 million+.

Eligible Uses of Proceeds

  • Purchase of new or used long-life machinery and 设备 (must be fixed – no rolling stock).
  • Installation of new or used long-life machinery and 设备.
  • Examples include heavy and highly calibrated machines, manufacturing 设备, 印刷设备, commercial laundry 设备 and 设备 that generates renewable energy or fuels, 仅举几个例子. Contact a 佛罗里达 First Capital 504 loan expert for specific details.

注意: 504 loan proceeds may not be used to finance working capital.  请参阅 重建 佛罗里达 商业十大正规赌平台平台基金.

Explore Your Small Business Loan Possibilities